SBC differentiates itself in the small loan lending space in the following important ways:
Direct lender – SBC is a direct lender, not a broker. Unlike many hard money lenders that are truly brokers; SBC will never show your transaction to another lender, and is fully capitalized to quote and close all transactions that it quotes.
Experienced professionals – Small balance loans can be just as complex as larger transactions. Our origination staff has, on average, over 25 years lending, investing, or asset managing real estate transactions. When you get a quote from SBC; you can be assured that the transaction is vetted by experience staff that live and work in the Southeast markets.
Originate & service our own loans - Another important fact is that SBC originates and services its own loans. You will work with staff members to close your transaction and, just as importantly, we keep all of our loans and will be available to you for all your servicing and post-closing needs.
Part of a bigger platform - SBC is unique in that it is part of a larger real estate lending platform. SBC can originate larger transactions, or multiple transactions with the same borrower; without capital problems.
10+ year track record of integrity in the small balance space – The principals at SBC have been originating loans in the small balance segment for over ten years, and have a track record of both closing transactions as quoted and treating customers fairly. We take pride in differentiating our platform and process from much of the stereotypical issues that are commonplace in the hard money lending world.In the small balance arena, getting a reliable quote from people you trust is the most important choice you will make.